If you had invested $200,000 in the world’s stock and bond markets on September, 11, 2006 (and didn’t add a penny to it) would you have made money? You should have made $61,257.13, by May, 1, 2011. How do I know? That’s what the world’s stock and bond markets would have earned you, if you …
Category Archive: Smart Investing
Permanent link to this article: http://andrewhallam.com/2011/05/make-sure-you-arent-falling-behind/
Apr
29
Teacher To Student: “It’s Better To Be Lazy”
I’ll admit that I wasn’t a hard-working student, when I was a kid. Life was meant to be lived, I figured, rather than spent hunched over a desk, amidst books, and listening to the drone of a dull teacher. That lazy 11th grade Andrew Hallam would have been tempted to sign a pact with the …
Permanent link to this article: http://andrewhallam.com/2011/04/teacher-to-student-its-better-to-be-lazy/
Permanent link to this article: http://andrewhallam.com/2011/03/giving-credit-where-credit-is-due/
Mar
24
Amazing Investment Returns Earned by Prudent Americans
After the U.S. stock markets marched along at 17.5% annually from 1982 to 2000, most people knew that it would take a breather at some point. To put that growth in perspective, if you had invested $10,000 in a U.S. index fund, in 1982, it would have been worth more than $182,000—just 18 years later. …
Permanent link to this article: http://andrewhallam.com/2011/03/amazing-investment-returns-earned-by-prudent-americans/
Mar
07
Lazy Investing is Great – But Don’t Be Too Lazy!
Unlike most people’s brokerage accounts, mine doesn’t reinvest dividends or interest automatically into new shares of the indexes I own. I wish it did. It just lumps cash into the account and I have to manually direct it, at some stage. If you have an account like mine, at DBS Vickers, you’ll want to wait …
Permanent link to this article: http://andrewhallam.com/2011/03/lazy-investing-is-great-but-don%e2%80%99t-be-too-lazy/
Feb
25
Indexing With a Financial Advisor
Many investors understand that the highest odds of investment success come from owning a diversified account of indexes, rather than a slew of actively managed mutual funds. But we also know that most advisors shun indexes for their clients’ portfolios because they (the advisors) make far more money selling actively managed funds instead. As simple …
Permanent link to this article: http://andrewhallam.com/2011/02/indexing-with-a-financial-advisor/
Feb
24
What’s Better Than Learning From Your Investment Mistakes?
The only thing better than learning from our investment mistakes is learning from somebody else’s. As Baby Boomers are winding down their work schedules, many of them are finding, according to this Wall Street Journal article, that their investment accounts aren’t going to cover their living expenses. Hopefully, the current generation of workers is going to learn …
Permanent link to this article: http://andrewhallam.com/2011/02/what%e2%80%99s-better-than-learning-from-your-investment-mistakes/
Dec
08
Where I was dumb, but perhaps a little less so now
Before today, I didn’t own any Canadian equities, other than the high dividend yielding ETF, XDV. In fact, I didn’t buy that one until a full year ago. Content to add to my bond index (for my Canadian exposure) I didn’t buy any Canadian stocks because I didn’t understand any of them. I have to …
Permanent link to this article: http://andrewhallam.com/2010/12/where-i-was-dumb-but-perhaps-a-little-less-so-now/
Oct
12
Maddy’s three year investment journey
Last week, Maddy called me up, sounding as if a squadron of seagulls had dumped on her car. “Andrew, the stock markets keep rising—I’m hating that!” I was so happy that I could have kissed her. Maddy gets it. An American in her mid 30s, she views the stock markets the way a young person …
Permanent link to this article: http://andrewhallam.com/2010/10/maddys-three-year-investment-journey/
Oct
09
Singapore Index Funds cost 1,500% more
Purchasers of index funds in Singapore deserve a fair shake. As the least expensive form of mutual fund investment, there’s no management team of researchers to pay. An index simply tracks a market so it costs a miniscule amount of money to run an index. That said, plenty of uneducated investors pay high fees for …
Permanent link to this article: http://andrewhallam.com/2010/10/singapore-index-funds-cost-1500-more/
Sep
09
You want to be a good investor? Learn to ignore people
There are times when effective investors need to flip a small switch that exists in each of our psyches. When flipped, the investor possesses the capacity to ignore the pressures of society–ignoring some of the dumb moves that masses of people make, financially, in a sort of copy-cat unison that looks right at the time …
Permanent link to this article: http://andrewhallam.com/2010/09/you-want-to-be-a-good-investor-learn-to-ignore-people/
Aug
04
I Just Found $35,000 – So What Did I Do With It?
Earlier this summer I found $35,000. It was in a brown envelope, in a ditch, about a mile from my parent’s place. OK, I made part of that story up. The only thing I’ve found in a ditch recently was a currently valid Platinum Visa card belonging to a certain Tong Wah Tay. It was …
Permanent link to this article: http://andrewhallam.com/2010/08/i-just-found-35000-so-what-did-i-do-with-it/
Welcome to My Blog!
I'm Andrew Hallam. Many people aren't comfortable talking about money. It's not usually a conversational dinner-time topic, and its principles are rarely taught in schools. My goal is to have a "conversation" about it here, on this blog. If you read something you find intriguing, please comment or ask your questions!
I am also the author of the book, Millionaire Teacher: The Nine Rules of Wealth You Should Have Learned at School
Translator
Yakezie Challenge
Recent Comments
February 4, 2012 (1:25) Millionaire Teacher: The Nine Rules of Wealth You Should Have Learned at School Andrew, Check amazon for my review. Glad to help spread the word! Thanks for the response a...
February 3, 2012 (6:57) Singapore American School Teachers Making Some Nice Profits Hey Andrew, This is a bit late to be writing...but it is about your article entitled 'America'...
February 2, 2012 (9:20) Singapore American School Teachers Making Some Nice Profits Hey Giovanni, You asked a great question. And I think it's great that you are saving for a ho...
February 1, 2012 (8:44) Singapore American School Teachers Making Some Nice Profits Hey Stanley, Thanks for the kind words about the book. Using a Vanguard Target Retirement fun...
February 1, 2012 (11:24) Millionaire Teacher: The Nine Rules of Wealth You Should Have Learned at School Hi Brian, I'm glad you liked the book. If you have a couple of minutes, and you wouldn't mind...
February 1, 2012 (11:16) Retiring in Comfort—Without Ever Experiencing a Canadian Winter Again Hi Terry, I think the answers to both of your questions are: yes and yes. Let me know what...
February 1, 2012 (11:12) Biggest Losers Of Finance Are Living Up To Their Billing Thanks Barry! I should do an update soon. I think the loser stocks are doing poorly, based on...
January 31, 2012 (4:02) How Canada's Banks Let Canadian Investors Down: Part 1 of 7 Thanks for offering the review BikeDeb. They really help! My wife and I also have two tandems...
January 31, 2012 (11:25) Singapore American School Teachers Making Some Nice Profits Hey Andrew , I am a big fan of yours after reading your book. I always lookout for this websi...
January 31, 2012 (3:14) How Canada's Banks Let Canadian Investors Down: Part 1 of 7 I will be doing exactly as you said. I am so thrilled that you actually answered me, as a newbie...