BALANCE: How To Invest and Spend for Happiness, Health and Wealth.  Grab Your Copy Now.

Balance Book Cover

How to Invest and Spend for Happiness, Health, and Wealth

Order this book to read about real success: how to spend for happiness, how to invest effectively, how to boost life satisfaction and enhance longevity. This might be the world's wisest personal finance book.

"Our Retirement Withdrawal Plan Beats The 4% Rule," Say These Clever Retirees

#Retirement

This couple dared to defy the 4% rule and opt for a more flexible approach to retirement. It's backed by data and allows them to spend more in retirement. This might suit people keen to use flexibility and geographical arbitrage.…

Andrew Hallam

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Latest Articles

A Word Of Warning For Anyone With An Above-Average Salary

#Lifestyle

If nobody could see our high-status things, would we still buy them? Without realizing it, projecting wealth often builds walls, not bridges. This story provides a wider context that might be helpful for us all.…

Andrew Hallam

The Only Formula You'll Ever Need For Creating Secure, Easy-To-Remember Passwords For Everything

#Lifestyle

Safeguard your digital presence. With this simple strategy, you can create almost impossible to crack passwords and remember them with ease. In this story, I explain how I do it...and how you could too.…

Andrew Hallam

Why This Is Europe's Favorite Retirement Destination

Low costs, amazing weather, fabulous food and wine. Any of you considering retiring in Portugal? Get your visa applications in soon. Things are tightening up.…

Andrew Hallam

Could You Pass The Game Show Test If You Wanted To Buy Gold?

#Investing #Financial Literacy

Take this 4 question quiz about gold. Ten years into my investment journey, I wouldn't have passed. How many would you get right?…

Andrew Hallam

Should You Invest With A Financial Adviser? (Here's What The Research Says)

#Investing #Advisors

Discover how Vanguard's research proves advisers can add value to investors' bottom lines through these five points. In this article, I outline some of Vanguard’s research.…

Andrew Hallam

Women Are Better Investors, And These Brave Men Admit It

#Investing #Mindset

Meet the men who aren't afraid to admit their female partners are better investors than them. And the research backs this up. Thank you, Edward Goodfellow, Mike Beatty and Gary Manton for helping me with this story.…

Andrew Hallam

What's The Perfect Investment Allocation?

#Investing #Financial Literacy

When determining your allocation, age isn’t the only factor to consider. In many cases, the answer is in your DNA. People aren’t machines. Personalities always matter. In investing, portfolio allocation is like choosing your running attire.…

Andrew Hallam

What Are The World's Best Performing Stock Market Indexes Right Now?

#Investing #Index Funds #Financial Literacy

Quick: Without looking. Can you guess which the top performing stock markets have been this year? Is the United States among them? Should you invest in them now? Why or why not?…

Andrew Hallam

Why Do These Investors Want Their Portfolios To Drop?

#Investing #Mindset #Retirement

If my portfolio dropped by $1 million, I would be thrilled. Warren Buffett says that if you will be adding money to the markets, you should think the same way. The investors profiled in this story embrace that mindset. As for retirees, this story reveals something for them as well.…

Andrew Hallam

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