There’s no doubt that the past decade has seen some volatile stock markets. And some people (understandably) find that frightening. But if you create a diversified account of stocks and bonds (or stock and bond indexes) and if you rebalance your account by ensuring that you keep your account’s allocation relatively consistent, then you can …
Tag Archive: Bonds
Permanent link to this article: http://andrewhallam.com/2011/08/the-power-of-rebalancing-during-a-volatile-market/
Aug
20
Millionaire Teacher Sells $50,000 of bonds
OK, I’ll admit it. That might not be the most striking headline in the world. But I’ve decided to sell some of my bonds to add more money to my stock indexes. I typically do this to rebalance my account. I’m not smart enough to know where the stock markets are headed over the short …
Permanent link to this article: http://andrewhallam.com/2011/08/millionaire-teacher-sells-50000-dollar-of-bonds/
Aug
09
Why Do People Think The Markets Are So Cheap?
What is it about our brains, ensuring that most people see the stock market through such a hazy short term window? Let’s take the recent stock market level. Many people have emailed me, asking me whether they should sell off some bonds, or throw some money into the stock markets because the markets have …
Permanent link to this article: http://andrewhallam.com/2011/08/why-do-people-think-the-markets-are-so-cheap/
Jul
19
Should You Fear U.S. Treasury Bonds?
I have received a number of emails from people, asking what I think of the United States reaching its debt ceiling —and the probability of the U.S. defaulting on its debt obligations on August 2nd. The U.S. won’t default. Your U.S. bonds are safe. You’re probably aware of the issue with Greece: Big debts and …
Permanent link to this article: http://andrewhallam.com/2011/07/should-you-fear-us-treasury-bonds/
Jul
16
Did My Friend’s Investment Advisor Add Value? (Part 2)
Part II: The Advisor’s Rebuttal Last week, I published what turned out to be a popular post: Did My Friend’s Investment Advisor Add Value? My friends pay roughly 1.92 percent of their account value in fees each year, for the money to be actively managed. My belief is that a passively managed account of rebalanced …
Permanent link to this article: http://andrewhallam.com/2011/07/did-my-friends-investment-advisor-add-value-2/
Feb
04
Numbers That Are Accurate, But Inaccurate
My guess is that a fairly low percentage of people have monitored their investment performances over the past decade or more, and compared their results to a suitable benchmark. And those who have made long term comparisons, I believe, rarely compare to what they should. If you have a global portfolio with bonds, then comparing …
Permanent link to this article: http://andrewhallam.com/2011/02/numbers-that-are-accurate-but-inaccurate/
Dec
02
How To Select A Financial Advisor
Because we weren’t taught much about money in school, most of us run around naked as adults, before embracing the first person who hands us a towel to drape over our streaking bodies. It’s best not to go out in the buff in the first place. When looking for a financial planner, don’t be the …
Permanent link to this article: http://andrewhallam.com/2010/12/how-to-select-a-financial-advisor/
May
27
Beating the Market with Bonds
Years ago I read a great book by Michael O’Higgins, titled Beating the DOW with Bonds: A High-Return, Low-Risk Strategy for Outperforming the Pros Even When Stocks Go South. It made a lot of sense, and anyone following O’Higgins’ advice would have made a lot of money since its publication in 1999. When it was published, …
Permanent link to this article: http://andrewhallam.com/2010/05/beating-the-market-with-bonds/
Sep
30
Investment Update – 30 SEP 09
Investors: I woke up this morning to see that the markets had fallen a bit again last night (as a guy in Singapore, my perspective of day and night might sound off to some of you, but it is what it is). Unfortunately, 78% of our “Stock” dollars rose last night instead. Our overall account …
Permanent link to this article: http://andrewhallam.com/2009/09/investment-update-30-sep-09/
Jun
18
How Safe is Your Nest Egg?
In this entry, I make references to “bonds”. But not all bonds are created equally. In this case, I am referring to safe, government bonds, not risky, high yield (high risk!) corporate debt. Few things are more fascinating for me, than rifling through other people’s private investment statements. It’s not that I climb people’s backyard …
Permanent link to this article: http://andrewhallam.com/2009/06/how-safe-is-your-nest-egg/
Welcome to My Blog!
I'm Andrew Hallam. Many people aren't comfortable talking about money. It's not usually a conversational dinner-time topic, and its principles are rarely taught in schools. My goal is to have a "conversation" about it here, on this blog. If you read something you find intriguing, please comment or ask your questions!
I am also the author of the book, Millionaire Teacher: The Nine Rules of Wealth You Should Have Learned at School
Translator
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Recent Comments
February 4, 2012 (1:25) Millionaire Teacher: The Nine Rules of Wealth You Should Have Learned at School Andrew, Check amazon for my review. Glad to help spread the word! Thanks for the response a...
February 3, 2012 (6:57) Singapore American School Teachers Making Some Nice Profits Hey Andrew, This is a bit late to be writing...but it is about your article entitled 'America'...
February 2, 2012 (9:20) Singapore American School Teachers Making Some Nice Profits Hey Giovanni, You asked a great question. And I think it's great that you are saving for a ho...
February 1, 2012 (8:44) Singapore American School Teachers Making Some Nice Profits Hey Stanley, Thanks for the kind words about the book. Using a Vanguard Target Retirement fun...
February 1, 2012 (11:24) Millionaire Teacher: The Nine Rules of Wealth You Should Have Learned at School Hi Brian, I'm glad you liked the book. If you have a couple of minutes, and you wouldn't mind...
February 1, 2012 (11:16) Retiring in Comfort—Without Ever Experiencing a Canadian Winter Again Hi Terry, I think the answers to both of your questions are: yes and yes. Let me know what...
February 1, 2012 (11:12) Biggest Losers Of Finance Are Living Up To Their Billing Thanks Barry! I should do an update soon. I think the loser stocks are doing poorly, based on...
January 31, 2012 (4:02) How Canada's Banks Let Canadian Investors Down: Part 1 of 7 Thanks for offering the review BikeDeb. They really help! My wife and I also have two tandems...
January 31, 2012 (11:25) Singapore American School Teachers Making Some Nice Profits Hey Andrew , I am a big fan of yours after reading your book. I always lookout for this websi...
January 31, 2012 (3:14) How Canada's Banks Let Canadian Investors Down: Part 1 of 7 I will be doing exactly as you said. I am so thrilled that you actually answered me, as a newbie...