Write it, Say it, Then Tell Someone About It

andrew hallam

andrew hallam

I’m a financial columnist for Canada’s national paper, The Globe and Mail, as well as for AssetBuilder, a financial service firm based in Texas. I’m also the author of Millionaire Teacher: The Nine Rules of Wealth You Should Have Learned in School (Wiley 2011) and The Global Expatriate’s Guide To Investing: From Millionaire Teacher to Millionaire Expat (Wiley 2015). My mission is to educate, motivate and inspire people on basic retirement planning and best practices for investing, using evidence-based strategies. I'm happy to comment on your questions. However, please read the Terms of Use.

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5 Responses

  1. Hey Andrew, love the post.

    Although I wrote my financial goals for 2011 on my blog a couple of weeks ago, I'll share this one again because it's very important for us:

    Goal # 6 – Build up our emergency fund to $10,000 before the end of 2011.

    Why?

    We have some funds set aside for emergencies but not enough to satisfy our comfort level. Everyone has their own level and ours is $10 K. We don't know what the future will hold so any emergencies we need money for, we'll feel more secure about having some means to recover from them.

    I look forward to hearing how you kick some !@# in that upcoming race!

  2. @My Own Advisor

    Thanks Mark!

    I've often thought about having an emergency buffer, but I never have. You'd laugh at how "close the to wire" I get, sometimes, at the end of each month…generally because I invest so much of my income when I get paid!

    The way you do it is probably better than what I do. My emergency fund is my bond fund. And yeah, once or twice, I have had to sell shares of my bond index for some unplanned-for expenses.

    It takes discipline to save $10k to have as an emergency. But you're smart to do it!

  3. 101 Centavos says:

    Hi Andrew – love your motivation. Well done on your recovery.

    I try to write down little things to do on my notes clipboard. One of the goals I have this year is to plant at least 10 fruit trees. There, I've proclaimed it.

  4. @101 Centavos

    Nice work Centavos!

    Place that goal where you can see it!

    Cheers!

  5. I shared my goals a bit after the new year, and while some of it seems to be two steps forward, one step back, the focus is on continual forward movement. Every time I read about what you've been able to accomplish, it serves as a kick in the behind!

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