Monthly Archive: October 2012

zurich warning 4

Friends Provident, Zurich International and Insurance Linked Investment Products

The comments on my blog are filled with crushing stories of product misrepresentation, and many hard-working expatriates have been pulled into the webs of deception. Tony Noto, an independent financial advisor, wrote a fabulous article which contributes to the transparency investors deserve.

Millionaire Teacher Invests $21,000 In U.S. Stock Index 50

Millionaire Teacher Invests $21,000 In U.S. Stock Index

 In my last post under the heading, Andrew’s Money, I explained why I was investing $20,000 in Canadian bonds at the beginning of September, 2012.  My purchase decisions, as always, are dependent on my portfolio goal allocation.  That might sound...

Lance Armstrong’s Hope 0

Lance Armstrong’s Hope

This article was inspired by one of my students.  She urged me to read a book called Half the Sky, and I couldn’t help but tie its theme to the latest Lance Armstrong saga. I wrote this for the financial...

Blood Doping And Value Averaging 2

Blood Doping And Value Averaging

In this Globe and Mail article, I likened Blood Doping (a strategy Lance Armstrong used during the Tour de France) to a contrarian investment strategy called Value Averaging. If you have an iron will to succeed – and a strong...

Hedge Funds:  Luxury Prices For Lousy Investments 4

Hedge Funds: Luxury Prices For Lousy Investments

People who are rich enough to be deemed “accredited investors” qualify to wade into hedge fund waters.   These are investment products deemed superior, mostly by myth, rather than by reality. If you aren’t wealthy enough to swim in these...

Expatriate Investing Without Flying To Singapore 49

Expatriate Investing Without Flying To Singapore

People working overseas are often left with a cesspool of investment options. And most of them don’t realize how unfortunate most of those selections are.  They often get roped into paying high mutual fund costs.  Or worse, they get accosted...

Singapore American Teacher Investment – Even Better Than It Looks 27

Singapore American Teacher Investment – Even Better Than It Looks

In September 2006, I created a hypothetical $200,000 portfolio for some expatriate American teachers at Singapore American School. To build this portfolio at Vanguard, investors would have had: No sales charges to pay No account maintenance fees to pay No...

Believe It:  Cryptozoology is a Poor Investment Strategy 4

Believe It: Cryptozoology is a Poor Investment Strategy

Some people believe in the Loch Ness monster and Bigfoot, while others cling to the notion that they can beat the market if they find just the right system for buying stocks and bonds. I’m not going to refute the...

Rich, Smart… But Dumb 2

Rich, Smart… But Dumb

Having money in the bank and not being burdened with debts  alleviates stress. It can also improve happiness.  But a surprising number of people are clueless to wealth’s limitations.  In fast growing economies, it’s hard for many people to imagine...

Confessions of a Value Investor 3

Confessions of a Value Investor

I’ll admit, I used to be a value investor.  I bought cheap individual stocks with half of my portfolio, while indexing the other half.  Despite being an index investor, I have a soft spot for the value methods practised by...

Building A Low Cost Indexed Portfolio For Canadians 18

Building A Low Cost Indexed Portfolio For Canadians

In the Globe and Mail I wrote an article about how to build a portfolio of low cost indexes.  It was geared towards Canadians, but the premise is similar for those of any nationality – the only two differences would...

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