High School Personal Finance Classes: Are They Really Useless?

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Studies show that high school personal finance classes have no effect on adult spending and investing patterns.  

I published my thoughts on the topic with Assetbuilder: 

Read the Full Article







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andrew hallam

andrew hallam

I’m a financial columnist for Canada’s national paper, The Globe and Mail, as well as for AssetBuilder, a financial service firm based in Texas. I’m also the author of Millionaire Teacher: The Nine Rules of Wealth You Should Have Learned in School (Wiley 2011) and The Global Expatriate’s Guide To Investing: From Millionaire Teacher to Millionaire Expat (Wiley 2015). My mission is to educate, motivate and inspire people on basic retirement planning and best practices for investing, using evidence-based strategies. I'm happy to comment on your questions. However, please read the Terms of Use.

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3 Responses

  1. Michael says:

    Hi Andrew, I couldn’t get the link to open for the article. Not sure if it’s an issue on my system or if the link is broken. Interested in reading this post. Thanks! MW

  2. VernBC says:

    I remember taking Consumer Education in high school. I loved it because it taught stuff that I knew was directly relevant to my life. I only wish I had some financial and investment training as a child. I had to learn all these lessons on my own through the help of great writers such as yourself. I think relevant education empowers people to make smart decisions, and I’m hoping that our high schools will eventually add classes to teach these necessary life skills. Maybe then, we won’t have to read headlines about how people are 165% in debt and not saving anything for retirement. Instead, we might all choose to live within our means and make whatever adjustments we can to put ourselves on the right path.

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