Could You Fail The Marshmallow Test And Still Save Money?


Pele Young was a dolphin trainer at the Oceanaria Colombia.

It’s on a tiny island off the Colombian coast of Cartagena. Tourists arrived a few times a day.

“That was a great time in my life,” she remembers. “I slept in a shack without running water. My entire wardrobe consisted of one long t-shirt and a bunch of bathing suits. I fell asleep to the sound of the dolphins playing in their enclosures. I loved every minute of it.” Pele didn’t want to leave.

But her father was getting worried.

Image by Pixabay

Find out why, and read the rest of the story at

internaxx special deal for andrew hallam readers

Andrew Hallam

I’m a financial columnist for Canada’s national paper, The Globe and Mail, as well as for AssetBuilder, a financial service firm based in Texas. I’m also the author of Millionaire Teacher: The Nine Rules of Wealth You Should Have Learned in School (2nd Ed. Wiley 2017) and The Global Expatriate’s Guide To Investing: From Millionaire Teacher to Millionaire Expat (Wiley 2015). My mission is to educate, motivate and inspire people on basic retirement planning and best practices for investing, using evidence-based strategies. I'm happy to comment on your questions. However, please read the Terms of Use, Privacy Policy and the Comments Policy.

You may also like...

3 Responses

  1. Andrew says:

    Hi Andrew,
    I currently have a portfolio of 30% STI ETF, 30% VEA, 30% VOO, and 10% Bond funds. I have been monitoring every month, and given the recent changes in the world such as Brexit, Trumps election, Singapores economy slowing down, is this portfolio still going to be viable? I am looking into VSS, other vanguard ETFs that are performing better than say VEA/STI ETF, which has not been increasing at all. VOO is doing fine though. Would your advice be to just stick to what I have forever? Thanks so much!

  2. worlds best value financial advisor

Leave a Reply

By commenting you confirm you have read and that you agree to the conditions on the Legal Page; including the Privacy Policy, the Cookie Policy, and the Comments PolicyFor your privacy we strongly recommend you do not use your real name. While your email address will not be published, your email may reveal your photo or a recognizable image if it is associated with . It is strongly suggest you do not use a corporate or ISP email address. We reserve the right not to publish comments that do not meet guidelines. Published comments will not be deleted.