The Way To Make Life So Much Easier


I get it. 

When we struggle to achieve something, it can taste so much sweeter after we accomplish our goals. 

But when we need to tighten a bolt, and we’re offered a wrench, why would we try to turn a bolt with our fingers? 

Unfortunately, that’s what plenty of people do when they’re saving for retirement. 

If you know someone in their late teens, or in their 20s or 30s, this is the story they need to read to make their future so much easier:

Image by Pixabay

Read How at AssetBuilder

worlds best value financial advisor

Andrew Hallam

I’m a financial columnist for Canada’s national paper, The Globe and Mail, as well as for AssetBuilder, a financial service firm based in Texas. I’m also the author of Millionaire Teacher: The Nine Rules of Wealth You Should Have Learned in School (2nd Ed. Wiley 2017) and The Global Expatriate’s Guide To Investing: From Millionaire Teacher to Millionaire Expat (Wiley 2015). My mission is to educate, motivate and inspire people on basic retirement planning and best practices for investing, using evidence-based strategies. I'm happy to comment on your questions. However, please read the Terms of Use, Privacy Policy and the Comments Policy.

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2 Responses

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  2. Ben says:

    Hi Andrew,

    How do you track your finances and budget? Do you use a spreadsheet, or a software like Quicken?

    Any resources you could refer me to because as we know, “what gets tracked, get’s managed”..

    • Hi Ben,

      We track every penny with our iPhone. We use an app called Pocket Expense. We enter all income and expenses. It isn’t fancy, but it helps us make sure we spend a lot less than we earn.


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