Millionaire Expat: Now Available On Kindle

Hey everyone! Finally! My new book, Millionaire Expat is now available on Kindle!

Kindle App on iPhone

But you don’t actually need a Kindle device to read it.

You can use a smart phone with the Kindle app on IOS, Android & Windows Phone.

Click the link below, and then look for READ ON ANY DEVICE – Get Free Kindle App. It’s under the photo of the cover, left of screen.

To see the Contents of the book, click “Look Inside”.  Or you can send to your Kindle or SmartPhone. To the right of screen is  the “Send a Free Sample”  button and then follow the prompts.


Go To Amazon




worlds best value financial advisor

no one has more first hand experience helping expat investors

Andrew Hallam

I’m a financial columnist for Canada’s national paper, The Globe and Mail, as well as for AssetBuilder, a financial service firm based in Texas. I’m also the author of Millionaire Teacher: The Nine Rules of Wealth You Should Have Learned in School (2nd Ed. Wiley 2017) and The Global Expatriate’s Guide To Investing: From Millionaire Teacher to Millionaire Expat (Wiley 2015). My mission is to educate, motivate and inspire people on basic retirement planning and best practices for investing, using evidence-based strategies. I'm happy to comment on your questions. However, please read the Terms of Use, Privacy Policy and the Comments Policy.

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17 Responses

  1. Jen says:

    Finally!! Hooray!!! Kept my Amazon Christmas gift voucher especially to purchase this with it!!

    • Great to hear Jen! Please post a review on Amazon when you have a minute. No doubt, those offshore pension guys will weigh in with their own reviews, so I want to make sure I have a nice positive buffer before they do.


      • Jen says:

        Yes..I’ll post a review soon as I finished it. However I hope everyone in their late 40’s and yes, even 50’s and 60’s could read this post ….so many in this age bracket think It’s too late for me…everyone says investing is long term…..and so they don’t bother. I hear this over and over. But…yes..u can and should! I as an expat had saved some money and had some investments…but I did not feel right about them…so in 2015 January when I was 47 I bought Andrew,s first edition of the above book and just went for it…..I opened an account with Saxo and followed Andrew,s advice…now three years I sit with a good sum of money (yes it can go down..and yes it can go up)… In the best financial situation I have ever been in. Do not be scared…do not think you are too old (so many expats think they are and it only applies if one is in one’s 20’s and 30’s)… you are not. You will not regret it. I did not blindly follow only Andrew’s advice…(I am after all my own person with my own opinions and ideas)—but I mostly did..and as an expat it has made me so much more secure. I also this year used Mark Zoril just for some advice…very helpful. So all u expats above age 40—-go for it!!!

  2. Joseph says:

    I wrote a question and can’t find it, so here goes again. Hopefully you can help me out this time. I got the second edition and I am trying to put into place the European portfolio.
    When I have searched for the ticker symbols I have found out that there are different versions of the same stock.

    For example if you search for SWDA – you have SWDA.l – SWDA.MI and SWDA.SW think there is one more.
    I have found that these differences are because of where they trade, Milan, Ireland, London and there is also differences in the currency – Eur, USD.

    My question is, in your example portfolio for a European who plans on retiring in Europe, would the correct stock be SWDA.MI – trading in Milan because the currency is in EUR?
    Should the stock currency always be in EUR?

    I think these are important points to clear up.

    I also asked about bonds – the bond you suggest 1-3 year short term is not listed. Instead there is a 3-7 bond CBE7.AS – would this one be suitable instead?

    Finally, if I am 33 and want to start now, should I assign 30% to bonds?


    • Hi Joseph,

      I’m sorry to hear your original question went missing. At least I saw it this time:

      1. Not every brokerage allows access to the Milan stock exchange. But if yours does, I don’t see any reason why you shouldn’t be able to buy this ETF on that exchange. If you’re able to make the trade and it’s priced in euros, please let me know.
      2. Here’s the link to the 1-3 yr Euro bond index:
      If this symbol doesn’t work, you could also use this one, for the same product, albeit, a non-accumulating shares class:
      As I mentioned in my book, you could also use, instead, the 3-7 yr Euro bond (you brought up this one in your question)
      3. I don’t know your tolerance for risk, nor do I know your other potential sources of retirement income. If you are entitled to a defined benefit pension, for example, you could afford to take more risk. If you are German, and you will be entitled to a government pension, then again, you can afford to take more risk with a lower bond allocation.
      My portfolio models on tables 17.1, 17.2, 17.3 and 17.4 show different allocations for people with different risk tolerances. I’m 47 years old. You likely saw that I will maintain my bond allocation at 40 percent, regardless of how old I get. I can tolerate the moderate risk and I still want growth. On those tables, my portfolio falls under the “balanced” category.

      Joseph, if you have a minute for a quick Amazon review (even if it’s just one line) I would greatly appreciate it. No doubt, those offshore pension guys are going to review my book soon. I want to make sure I have a friendly buffer of decent reviews before they do. Here’s the link:


  3. Hon says:

    Hi Andrew

    I have both Millionaire Teacher and Global Expatriate’s Guide to Investing. Now, I just bought the kindle 2nd edition of Global Expatriate’s Guide to Investing. As you can see I enjoy your books! Hope you will come back to Switzerland for a talk.

  4. Al Ross says:

    Hi Andrew,

    I have previously purchased, read and implemented your advice in your previous book ‘ The Global Expatriates Guide to investing..”; from reading the product description of this book it sounds rather similar. If there further additional advice etc included that you would recommend I purchase this?

    Secondly I am a bit stuck: I currently have 5% of my total portfolio to invest. Stocks have been performing worse than my bonds, however due to previously purchasing stocks due to their poorer performance, my asset allocation is 5% high on the stock side. Do I put the 5% into bonds (which have been performing well) and re-balance. Or buy the stocks. Seems counter intuitive to be buying the best performing asset class. But also I see the importance of maintaining my asset allocation percentages. If I had just kept it all in balance when I made my last contribution I wouldn’t be in this quandary!

    You were right. This is more difficult than it sounds.

    • Hi Al,

      The only questions you should be asking are these:

      1. What’s my (your) goal allocation?
      2. How are you “off” on your goal allocation?
      3. What do you need to purchase to get back to alignment.

      That’s it. Forget about what’s performing well and what isn’t. Your goal allocation is the only thing that matters.


  5. Al Ross says:

    Thanks Andrew. And just bought your new book; I’m sure I will be leaving a positive review in a month or so. Cheers

  6. Fernanda says:

    Hello, i am really interested to read your book!! I was wondering, will it be made available in the Chinese Amazon website, so that it’s easier to purchase with wechat and etc?

    Thank you.


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