Andrew Hallam: Speaking at the Professional Learning Institute in Dusseldorf, Germany

I’ll be speaking about investing in Dusseldorf, Germany on April 5th and April 6th at the Professional Learning Institute’s International School of Dusseldorf.

Plenty of other educators will also be presenting.

All educators are welcome.

This is the registration link


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Andrew Hallam

I’m a financial columnist for Canada’s national paper, The Globe and Mail, as well as for AssetBuilder, a financial service firm based in Texas. I’m also the author of Millionaire Teacher: The Nine Rules of Wealth You Should Have Learned in School (2nd Ed. Wiley 2017) and The Global Expatriate’s Guide To Investing: From Millionaire Teacher to Millionaire Expat (Wiley 2015). My mission is to educate, motivate and inspire people on basic retirement planning and best practices for investing, using evidence-based strategies. I'm happy to comment on your questions. However, please read the Terms of Use, Privacy Policy and the Comments Policy.

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2 Responses

  1. David says:

    Hi Andrew,

    Hope you have been really well.

    I recently have heard a few financial commentators talk about the importance of putting 15% into your 4o1K etc. (Being from Australia, we use Superannuation.)

    All of my investing following the 3 fund asset allocation of bonds, international stocks and domestic stocks is done in an non-retirement account. Of course, my employer (I’m a school teacher) puts 9.5% into superannuation. But other than that I don’t do anything with super.

    What is your view in investing in non retirement accounts vs investing in retirement accounts? Should I be concerned about Tax in a non retirement account?

    Thanks Andrew


  2. amanda says:


    Just saw you at ISD the other day.
    We were appreciative of the in-person advice.

    I have a question regarding Taxes here, please:

    I am a British expat, formerly in China and Thailand, now (and for the foreseeable future) in Germany.

    I began my portfolio with 30% SAAA, 40% VDEV, 20% VUKE and 10% VDEM
    and it has been working well….

    Of course, here in Germany, we have to pay 25% tax on dividends.
    I wonder if you would advise Accumulating ETFs instead,
    as these choices all pay dividends?


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