Money Won’t Make You Happier, But How You Spend It Might

“Don’t flail your arms when you’re near the sharks,” warned the instructor.

Steve Cronin, a longtime scuba diver, had never swum near sharks before. But his girlfriend figured a ticket into one of the world’s largest aquariums–one that happened to be filled with Tiger Sharks– would make a fine birthday gift.

“I clung onto a rock for dear life,” recalls Steve, “while these amazing beings slowly drifted by, barely an arm’s length away. We looked each other in the eye. There are virtually no other places in the world where you can see so many giant fish in close proximity.” Steve’s girlfriend paid $162, so he could swim with those massive jaws.

Most people, I’m guessing, wouldn’t want to swim with giant sharks. But that’s not the point.

Image by Pixabay

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Andrew Hallam

I’m a financial columnist for Canada’s national paper, The Globe and Mail, as well as for AssetBuilder, a financial service firm based in Texas. I’m also the author of Millionaire Teacher: The Nine Rules of Wealth You Should Have Learned in School (2nd Ed. Wiley 2017) and The Global Expatriate’s Guide To Investing: From Millionaire Teacher to Millionaire Expat (Wiley 2015). My mission is to educate, motivate and inspire people on basic retirement planning and best practices for investing, using evidence-based strategies. I'm happy to comment on your questions. However, please read the Terms of Use, Privacy Policy and the Comments Policy.

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2 Responses

  1. Jen says:

    So true—-love n experiences r more important than money material things. My dear Dad passed away last week. He was sitting on the patio in the sun 3 days before he passed looking at his wallet and he said to me…’ I look at all my money..and what is is nothing compared to the blessings I have in u and ur sister’. I burst into tears at those beautiful words…and everything I remember about my life with Dad is the trips we took, the adventures we lived, the memories he gave us ( dad never lived extravagantly even thu he could have, but comfortably).. and his words: it’s not timing the market, it’s time in the market…invest even small amts because better a crust of bread than no bread at all!..He taught me how to live…not with money…but to live life experiences! To this day my childhood is about wild animals, nature, sunsets, wild beaches and love all supplemented by his support and care. When Dad left this world he could leave with nothing material but these memories and love…not even one riyal can go with you. I will use his inheritance to live as he did. Tx for the article Andrew…we all need reminders like this.

    • Jen,

      Thanks so much for sharing this. I’m very sorry to hear about your father’s passing.

      I am so glad, however, to know that he left you with the greatest gift of all: love, wisdom and a fabulous perspective.


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