Andrew Hallam

I’m a financial columnist for Canada’s national paper, The Globe and Mail, as well as for AssetBuilder, a financial service firm based in Texas. I’m also the author of Millionaire Teacher: The Nine Rules of Wealth You Should Have Learned in School (2nd Ed. Wiley 2017) and The Global Expatriate’s Guide To Investing: From Millionaire Teacher to Millionaire Expat (Wiley 2015). My mission is to educate, motivate and inspire people on basic retirement planning and best practices for investing, using evidence-based strategies. I'm happy to comment on your questions. However, please read the Terms of Use, Privacy Policy and the Comments Policy.

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3 Responses

  1. Sam says:

    Hi Andrew,

    I have been following your blogs and read your books as well. I knew whats your advice would be even before i read this article and am fully agree to your point of investing every month in the low cost ETF for a long period to grow the investments steadily.

    However i have one dilemma to invest now. For example suppose I have 100K as a bulk savings which i want to invest and assuming i can invest 2K every month afterwards. Should i go all in now during uncertain times and then invest every month? Since the current bull market is nearing close to 10+ years and economy looks like at the peak & growth looks to be slowing down across the countries is it the right time to invest a bulk amount now or wait for some time for a reasonable correction before go all in?

  2. John says:

    What is better for retired person? To sell shares to fund retirement and leave dividends reinvested, or stop dividend reinvestment and live on dividends. Assuming there is no tax obligation in either case , since early retirees have young children and get tax break .
    Does it make difference?
    thank you

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