One of my readers asked me a question that I feel warrants a proper response here. He asked...
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- Andrew Hallam Jul 26, 6:39 PM
James, Did you read about these products in my book? I mentioned that Horizon's products are backed by the National Bank of Canada. That's still...
- Andrew Hallam Jul 26, 6:28 PM
Patrick, You aren't missing anything. In addition, these fees that we are talking about here are incredibly insignificant. More likely (if you are like most...
- Andrew Hallam Jul 26, 6:19 PM
David, It sounds like you are tempted to make decisions by looking through the rearview mirror. Yesterday's returns won't necessarily be tomorrow's returns. Instead of...
- David S Jul 26, 3:18 PM
Hello Andrew, BOND INDEXES - I'm a Swiss based UK citizen and follow the balanced approach to investing with a mix of stock and bond...
- Patrick Jul 26, 2:13 PM
Hi Anton and Andrew This is exactly the dilemma I found myself in based in Indonesia. When you take into account that where I am...
- James Jul 26, 11:56 AM
As a Canadian teaching abroad, unsure of where I want to retire, and loving the synthetic ETFs offered through Horizon on the TSX, I am...
- Andrew Hallam Jul 26, 10:28 AM
Anton, I should add this: to my knowledge, on aggregate, the brokerages that I mentioned in my book for non American expats are cheaper than...
- Andrew Hallam Jul 26, 9:57 AM
Anton, I prefer TD Direct International. With them (unlike with IB) I'll never have to worry about U.S. estate taxes. Cheers, Andrew
- Alisha Jul 26, 9:57 AM
Awesome! Thank you so much for the response.
- Andrew Hallam Jul 26, 9:56 AM
Alisha, If you live in the United States, I recommend one of Vanguard's Target Date Retirement funds. I think the Target Retirement 2045 would suit...
- Andrew Hallam Jul 26, 9:54 AM
Hi Neil, When I speak to people who want to take socially responsible investing seriously, I usually suggest that they build a portfolio with 50...
- Neil Lloyd Jul 26, 7:32 AM
Andrew, my wife just returned from this conference with your book. It's a great read and we're looking to invest her TpT surplus here in...
- Alisha Jul 26, 3:54 AM
Hi Mr. Andrew, I read your book last summer and no longer have it. I wasn't ready to invest then, but now I am. My...
- Anton Jul 26, 2:30 AM
Hi Andrew My name is Anton, a Canadian working and living in South Korea. Wanted to add a bit to the story and talk about...
- David in Vietnam Jul 25, 4:23 PM
Don't worry, I contacted them and they have said they will add any which are not on the platform within 3 working days. Problem solved!
- David in Vietnam Jul 25, 11:05 AM
Hi Andrew, thanks for the speedy response. For some reason, when I search for the Global stock index, there is nothing in the Saxo listings...
- Tito Jul 24, 10:08 PM
Andrew, could you give us an example of couch potato portfolio with ETFs listed only in Euros? My portfolio is the one you recommend for...
- Patrick Jul 24, 9:05 PM
Thanks for that Andrew. That and Interactive Brokers' platform looks super complicated vs say Saxo or TD. Unfortunately, like Lucy I'm in Indonesia so I'm...
- Andrew Hallam Jul 24, 8:51 PM
Patrick, Interactive Brokers might cost your heirs money, in U.S. estate taxes, considering that the money is actually held in the United States, regardless of...
- Patrick Jul 24, 8:21 PM
Hi Lakmin I was about to go ahead with Saxo but I'm a bit concerned about their 0.12% custody fee per annum or a min...
- Joseph Jul 24, 8:17 PM
Got it, thanks
- Andrew Hallam Jul 24, 7:21 PM
Hi Bradley, If your ETFs are not domiciled in the United States, your heirs will not pay U.S. estate taxes. None of the ETFs listed...
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Welcome! I’m Andrew Hallam
Many people aren't comfortable talking about money. It's not usually a conversational dinner-time topic, and its principles are rarely taught in schools. My goal is to have a "conversation" about it here, on this blog. If you read something you find intriguing, please comment or ask your questions! I am also the author of the books: Millionaire Teacher: The Nine Rules of Wealth You Should Have Learned at School & The Global Expatriate's Guide to Investing. If you'd like to find out more about my investing philosophy, read my "Nine Laws to Financial Freedom." Sign up for it and a bonus Investing Strategy below. Free!