Category: Smart Investing

Stack the Money Deck in Your Favour 7

Stack the Money Deck in Your Favour

Successful investing is about putting the odds in your favour.  But too often, we take ridiculous money risks without understanding what the real odds are. We gamble (a lot!) in lotteries. We seek sexy looking IPOs (hello Facebook!) in hopes...

Investment Mistakes Even Smart Investors Make – Part 1 of 3 6

Investment Mistakes Even Smart Investors Make – Part 1 of 3

As a high school teacher, I’ve done plenty of reading on educational theory.  How do kids learn, and how can you make it stick?  If given free reign, I’d like to teach a humanities class with Larry Swedroe and RC...

Make Sure You Aren’t Falling Behind 19

Make Sure You Aren’t Falling Behind

If you had invested $200,000 in the world’s stock and bond markets on September, 11, 2006 (and didn’t add a penny to it) would you have made money? You should have made $61,257.13, by May, 1, 2011. How do I...

Teacher To Student: “It’s Better To Be Lazy” 8

Teacher To Student: “It’s Better To Be Lazy”

I’ll admit that I wasn’t a hard-working student, when I was a kid.  Life was meant to be lived, I figured, rather than spent hunched over a desk, amidst books, and listening to the drone of a dull teacher. That...

Giving Credit Where Credit is Due 10

Giving Credit Where Credit is Due

Investors deserve more credit than most academics realize.  When their performances are strong, they usually stick to their selected fund companies.  When their performances are weak, they generally bail.  The top fund company, in terms of performance, is Vanguard.  And...

Indexing With a Financial Advisor 18

Indexing With a Financial Advisor

Many investors understand that the highest odds of investment success come from owning a diversified account of indexes, rather than a slew of actively managed mutual funds. But we also know that most advisors shun indexes for their clients’ portfolios...

What’s Better Than Learning From Your Investment Mistakes? 19

What’s Better Than Learning From Your Investment Mistakes?

The only thing better than learning from our investment mistakes is learning from somebody else’s.  As Baby Boomers are winding down their work schedules, many of them are finding, according to this Wall Street Journal article, that their investment accounts aren’t going...

Where I was dumb, but perhaps a little less so now 15

Where I was dumb, but perhaps a little less so now

Before today, I didn’t own any Canadian equities, other than the high dividend yielding ETF, XDV. In fact, I didn’t buy that one until a full year ago. Content to add to my bond index (for my Canadian exposure) I...

Maddy’s three year investment journey 13

Maddy’s three year investment journey

Last week, Maddy called me up, sounding as if a squadron of seagulls had dumped on her car. “Andrew, the stock markets keep rising—I’m hating that!” I was so happy that I could have kissed her. Maddy gets it.  An...