Saving for retirement in the U.S. means navigating a potential minefield of high fees and bad advice. John...
Search the Archives
Millionaire Teacher – 2nd Edition
Paperback & Kindle
The Global Expat
- Andrew Hallam Apr 26, 9:07 AM
Hi Paul, Interactive Brokers should let you open an account. But make sure you only buy the ETFs listed in my book that trade on...
- Paul Apr 25, 9:58 PM
Hi Andrew (and community!). Greetings from Tokyo. I came across the site while trying to figure out what to do with a Friends Provident plan...
- Napes Apr 24, 3:11 PM
Bit late to the party on this one, but i have had experience with Trinity Holdings. dating back to 2012. In short, stay away from...
- SGexpat Apr 23, 2:15 PM
Hi All, Appreciate the candid feedback - and yes I am determined to get out of mine. However I would like something positive to come...
- toony Apr 23, 8:15 AM
Andrea, I missed this when it was first posted 🙁 . It is a great thing you found this site now and not 10 years...
- toony Apr 23, 2:05 AM
Forgot to give a couple of links if you wanted to understand this scam further: . Technical details how the scam works http://therapeofhongkong.com/2014/08/09/investment-linked-assurance-scams-explained-a-look-at-how-insurance-companies-swindle-investors-out-of-years-of-savings-and-why-they-could-and-should-be-prosecuted/ My general...
- toony Apr 23, 2:02 AM
Daniel, Unfortunately the fine print and clauses they slide into the product are not on your side! . 33k GBP tells me you are on...
- Svetlana Apr 22, 10:41 PM
Hi Toony, Scary reading it, as you said. My question will be: If I do stick to original level of contribution for next 18 yrs...
- Svetlana Apr 22, 9:46 PM
Thank you Toony for your detailed response. It made me feel worried as you described. However my question will be: If I do stick to...
- toony Apr 22, 2:36 PM
I can’t find the letter I copied from – I actually just adapted to what I needed. It was something along the line of: ....
- toony Apr 22, 11:18 AM
Svetlana, I recommend you read more about the Zurich Vista/Friends Provident in this & other similar threads to get an understanding of the situation you...
- Stephen Apr 20, 12:54 AM
Hi Andrew, Can you give me your thoughts on using HSBC Invest Direct International as a brokerage for my ETF purchases. I am a British...
- Oz Apr 19, 7:57 PM
Hi Toony, This is gold!! Id have loved to have been a fly on the wall during your showdown with Mr. Wickington! I've looked online...
- Sara Macmillan Apr 19, 6:09 PM
Hi Andrew, I have read the book and have invested through TD Direct Investing. However, we have just been informed that they are selling. http://int.tddirectinvesting.com/content/customer-information...
- Nick Apr 19, 3:31 PM
Hi Andrew, I purchased both of your books for Kindle and very much appreciate the insights they've provided as a Canadian expat living in Thailand....
- Alex Apr 19, 2:01 PM
Hi Mark Thanks. Well, this week , we closed our FP account. Took a 20K sterling hit and cashed out. Actually I am British Expat...
- Svetlana Apr 19, 1:42 PM
will find out exact detail. oh and just to mention that it includes free accidental death benefit worth of 50,000 USD which will expire 30/11/2035....
- Svetlana Apr 19, 1:35 PM
Hello, I could do partial withdrawal of 34,102 USD I wouldn't fully surrender of course as it doesn't make sense, i am planning for retirement...
- JPExpat Apr 18, 5:33 PM
Hi Svet Following on from John's question if you were to cash in this fund tomorrow say in an emergency, how much would you get?...
- John Iliffe Apr 18, 2:56 PM
Svetlana, How much have you paid in fees?
- Nicholas Stone Apr 18, 10:00 AM
You can. Contact me on my email address and I will explain how to set it up. [email protected]
- MR WG Apr 17, 11:39 PM
Nicholas, I salute you, that's a mightily impressive spreadsheet! Likewise, would you be willing to make an editable copy that we could adapt? I think...
- Older »
Please Watch this Video
Welcome! I’m Andrew Hallam
Many people aren't comfortable talking about money. It's not usually a conversational dinner-time topic, and its principles are rarely taught in schools. My goal is to have a "conversation" about it here, on this blog. If you read something you find intriguing, please comment or ask your questions! I am also the author of the books: Millionaire Teacher: The Nine Rules of Wealth You Should Have Learned at School & The Global Expatriate's Guide to Investing. If you'd like to find out more about my investing philosophy, read my "Nine Laws to Financial Freedom." Sign up for it and a bonus Investing Strategy below. Free!