Andrew Hallam Blog

Can scrounging for soda pop cans make you a millionaire? 0

Can scrounging for soda pop cans make you a millionaire?

A five year old girl named Star is brought up on a Bohemian island where the locals make their own clothes, where neither men nor women use razors to shave and where nobody wants to mask the aphrodisiac quality of...

Can a Jaguar-driving, high salaried, mansion-dwelling family really be broke? 4

Can a Jaguar-driving, high salaried, mansion-dwelling family really be broke?

I’m going to share a crazy, personal story with you. Before I read about Thomas Stanley’s studies of the wealthy, I always assumed that this personal experience of mine was a “one-off”– as likely to happen again as a band...

Is an Entire Generation Getting Ripped Off? 0

Is an Entire Generation Getting Ripped Off?

My mother-in-law bought a couple of variable annuities two years ago. They “guaranteed” her money, she was told. She could get stock market-like returns over time, but it was impossible for her account value to go below what she initially...

The Joneses Just Pretend to Be Rich! 1

The Joneses Just Pretend to Be Rich!

Relax!  Most of your rich-looking neighbours or the people who we think are wealthy are just pretending to be rich , according to Thomas Stanley. They drive fancy cars, live in flashy houses and earn salaries that support their consumption habits. But the...

Published Error in November issue of MoneySense Magazine 0

Published Error in November issue of MoneySense Magazine

If you bought a copy of November’s MoneySense Magazine, I want to point out an error that could have a big impact on anyone wishing to retire in Thailand. It’s in the article I wrote titled, Paradise Made Affordable, on...

Am I Smart Enough to Beat the Market Indexes? 1

Am I Smart Enough to Beat the Market Indexes?

I’ve devoted all sorts of time on this site to explaining why buying actively managed mutual funds is a fool’s errand. After all expenses (most of which are hidden) and after taxes and survivorship bias, the odds of matching the...

Why we don’t always believe the truth 0

Why we don’t always believe the truth

Are you among those kind-hearted people sponsoring a kid in Africa, India or Cambodia?  Perhaps you’re donating small, regular sums to send somebody to school?  If you are–fantastic.  But if you’re among the 95% of American investors buying actively managed...

Why is Gold such a terrible investment? 2

Why is Gold such a terrible investment?

There’s an amusing bit of entertainment set up on a distant planet, where aliens observe human investing behaviour in a virtual context. They have a circular racetrack set up where two vehicles race each other around. One of those vehicles...

How to Retire Rich–Even if You’re Not – Malaysia 3

How to Retire Rich–Even if You’re Not – Malaysia

For many people in their 50s and 60s, their dreams of  retirement have been postponed:  squashed by the realities of higher living expenses, deflated investment portfolios and perhaps even job layoffs–thanks to the economic downturn.   But there’s a government...

How to Retire Rich–Even if You’re Not – Thailand 2

How to Retire Rich–Even if You’re Not – Thailand

This continues our series on how ordinary people on middle class incomes can retire more luxuriously than the millionaires in their hometowns–just by making a paradigm shift and getting on a plane. Amazing Thailand Bring up the subject of retiring...

How to Retire Rich–Even if You’re Not – Indonesia 10

How to Retire Rich–Even if You’re Not – Indonesia

There’s a world out there where people like you and me (middle class earners) are living the life of Riley without millions of dollars.  Many of them are reluctant to talk about it–preferring to keep their little Edens to themselves...

Message from Andrew

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