Oct 26 2014

avatar

The Global Expatriate’s Guide To Investing – From Millionaire Teacher to Millionaire Expat

Purchase from Amazon

Read the Reviews before Buying

 

global-expat-book_flat

USA

Global Expat Book

Global Expat Kindle

 

CANADA

Global Expat Book

Global Expat Kindle

 

UK

Global Expat Book

 

 

Also available online from Kinokuniya Bookstore, Singapore

DISCOUNT – For school or business

 


READ THE TABLE OF CONTENTS

Read the rest of this entry »

Permanent link to this article: http://andrewhallam.com/2014/10/the-global-expatriates-guide-to-investing-book/

Apr 25 2013

avatar

International Teachers: Are you investing enough money?

To find out if you’re saving enough money, use my free, 13 minute seminar below:

Read the rest of this entry »

Permanent link to this article: http://andrewhallam.com/2013/04/international-teachers-are-you-investing-enough-money/

Nov 05 2012

avatar

Calling Fee-Based Financial Advisors

I want to profile (and encourage business for) financial advisors acting as true fiduciaries to their clients.

Read the rest of this entry »

Permanent link to this article: http://andrewhallam.com/2012/11/calling-fee-based-financial-advisors/

Oct 24 2011

avatar

Millionaire Teacher: The Nine Rules of Wealth You Should Have Learned at School

Purchase from Amazon

Read the Reviews before Buying

 

USA

Millionaire Teacher Book

Millionaire Teacher Kindle

 Millionaire Teacher Audiobook – MP3 & CD

CANADA

Millionaire Teacher Book

Millionaire Teacher Kindle

Millionaire Teacher Audiobook – MP3 & CD

UK

Millionaire Teacher Book

Millionaire Teacher Audio Book on CD

 

 Also available online from Kinokuniya Bookstore, Singapore

 

 

Permanent link to this article: http://andrewhallam.com/2011/10/order-millionaire-teacher-book/

Nov 18 2014

avatar

What To Do If Zurich International Holds Your Money Ransom

swat-team

 

Recently, I received an email from a British couple.

They had invested in a Zurich International Vista plan. These are extraordinarily profitable for a salesperson to flog. As such, they have spread like pandemics among global expatriates. British investors tend to be the most likely victims.

The couple that emailed me is locked in to their investment plan until 2026. They have withdrawn all that they can, without paying a penalty. But they have $168,000 SGD remaining in the plan. If they withdraw this remaining sum, Zurich will penalize them. Instead of the couple receiving their full $168,000, the company would keep $75,600 as an early withdrawal penalty.

No, it isn’t fair.

Read the rest of this entry »

Permanent link to this article: http://andrewhallam.com/2014/11/what-to-do-if-zurich-international-holds-your-money-ransom/

Nov 18 2014

avatar

Experts Say Stocks Are Going To Crash — So What Are You Going To Do About IT?

crash

Last week, my friend Simon emailed me in a panic.

“I just read that stocks are going to crash,” he wrote. “Should I trade my stocks for bonds or cash?”

He linked to a November 6, 2014 article in MoneyNews,Warning: Stocks Will Collapse By 50 Percent. Even the hearts of stoic investors skip a few beats when reading such headlines. Why wouldn’t they? Nobody wants to lose money. And watchful experts have stethoscopes on the heart of the economy.

If they’re predicting a market crash, we should listen, right?

Image courtesy of pixabay.com

Read the rest of the article at AssetBuilder

Permanent link to this article: http://andrewhallam.com/2014/11/experts-say-stocks-are-going-to-crash-so-what-are-you-going-to-do-about-it/

Nov 18 2014

avatar

Malaysians Building Low Cost Global Portfolios

malaysia-towers

YOU’RE settling into a task at work.

The phone suddenly rings. On the other end, is a smooth talking gentleman, offering you an investment opportunity in an offshore pension. Think twice before agreeing to a free consultation.

Malaysians and expats are easy pickings for offshore pension sellers. And it’s easy to see why. The sales pitches promise strong, virtually tax free investment returns. It’s enticing. But such products usually violate the most basic rules of investing.

First, investors need to know what they’re buying. Offshore pensions are layered with complexities that few clients understand. And because commissions are so lucrative for the sales reps, there’s plenty that the advisers won’t reveal.

Read the rest of this entry »

Permanent link to this article: http://andrewhallam.com/2014/11/malaysians-building-low-cost-global-portfolios/

Nov 11 2014

avatar

How You Could Benefit From A Foreign Affair

grass-fence

The grass really is greener on the other side of the fence. 

At least, that’s what more than 7 million Americans must think.  Many packed their bags with kids in tow. They jumped on planes, trains or automobiles and left the United States.

You might even know some of them.  A middle class family in your neighborhood disappears one day.  Ten years later, they come back.  A jealous neighbor pulls you aside.  “God knows where John and Lucy just came from.  They paid cash for their new home. They don’t owe a penny on their two new Audis. 

Does it remind you of Breaking Bad?”

Image courtesy of pixabay.com

Read the rest of the article

Permanent link to this article: http://andrewhallam.com/2014/11/how-you-could-benefit-from-a-foreign-affair/

Nov 07 2014

avatar

The World’s Best Investment Strategy That Nobody Seems To Like

abcd 

Let me show you an investment strategy that has had only four losing years since 1971. 

Its ugliest drop was in 1981 when it fell just 4.1 percent. 

In 2008, when stocks dropped about 37 percent, it lost less than 1 percent.

This portfolio makes sense. Why? 

Because, as recorded by Richard H. Thaler, in the Journal of Behavioral Decision Making, we hate investment losses more than we enjoy investment gains. 

Image courtesy of pixabay.com

Read the rest of the article at AssetBuilder

Permanent link to this article: http://andrewhallam.com/2014/11/the-worlds-best-investment-strategy-that-nobody-seems-to-like/

Oct 29 2014

avatar

How much money does a couple need to retire in Lake Chapala, Mexico?

lake-chapala2

How much money do you need to retire in Lake Chapala, Mexico? If you’re earning Social Security benefits, the payments would likely be more than enough. 

But for my expatriate friends….assuming you earned just $500 per month (2015 equivalent) from Social Security and you sold 4% of a stock and bond market portfolio each year, here are some estimated investment portfolio sizes required, assuming inflation averages 3.5%:

If retiring in 2015, you would need $390,000. Those retiring in 2020 would need $463,197.

If retiring in 2025, you would shoot for at least $550,133. And those seeking retirement in 2030 would need about $653,386. 

It’s always better to shoot for more, of course. But aren’t these figures a lot lower than you thought?

Forgive me for linking to the same article twice.  But you can check out my article on Lake Chapala, for a few specifics on costs.  

Image courtesy of pixabay.com

Read My AssetBuilder Article

Permanent link to this article: http://andrewhallam.com/2014/10/how-much-money-does-a-couple-need-to-retire-in-lake-chapala-mexico/

Oct 29 2014

avatar

How Do Trimark’s Mutual Funds Stack Up?

penguins

Some mutual funds perform like penguins in pigeon races.

If you’re stuck with a frosty portfolio, it may not be your adviser’s fault. Nor is it necessarily the fault of those running your mutual funds.

So whom can we blame?

High hidden fees are the usual suspects.

Image courtesy of pixabay.com

Read the rest of the article at the Globe and Mail

Permanent link to this article: http://andrewhallam.com/2014/10/how-do-trimarks-mutual-funds-stack-up/

Oct 28 2014

avatar

Pensions On Steroids In Lake Chapala, Mexico

lake-chapala-mexico

Recently, I joined about a dozen retirees on a six-hour hike above Mexico’s Lake Chapala. 

John Burnett was one of them.  He had moved here from Dallas to retire, so I asked him why. “My friends back home ask me that all the time,” he said.  “And I wish I could just bring them here.  They would see how great it is.”

The Lake Chapala area includes a cluster of towns. Ajijic is the most popular for Americans. A sign on the main road lists its population at roughly 10,000.  The Lake Chapala Society, located in central Ajijic, has nearly 3000 members.  Most of them are foreigners. 

Since arriving here two weeks ago, I’ve asked dozens of retirees the same question.  What brought you here?  Most cite the weather. At 5000 feet above sea level, it’s never too hot.  And it’s never too cold.  The year-round temperature averages 72 degrees.

The locals are welcoming.  It’s safe.  And it’s cheap. 

Image courtesy of pixabay.com

Read the rest of the article at AssetBuilder

Permanent link to this article: http://andrewhallam.com/2014/10/pensions-on-steroids-in-lake-chapala-mexico/

Older posts «

banner
Advertisment ad adsense adlogger