“I don’t want to invest money,” said the young, bearded schoolteacher.

“Do you have a trust fund?” I asked. He said no. “Have you married a wealthy spouse, or perhaps someone who’s going to be eligible for a defined benefit pension?” He smiled and said no.

It was a weird conversation, considering the venue.

A group of American teachers had flown me to Kuwait. They had asked me to teach a workshop on saving and investing.

During a 5-minute break, that young man thanked me, smiled, and stood up to leave.

I wondered why he came. But I also figured there might be something I could learn.

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