Andrew Hallam Blog

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International Teachers: How To Best Use Raymond James

  International Teachers: How To Best Use Raymond James   Raymond James is a publicly traded company. Their international financial advisors aren’t fiduciaries. Advisors who hold to a fiduciary standard put their clients’ interests ahead of their personal interest. As...

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Calling Fee-Based Financial Advisors

I want to profile (and encourage business for) financial advisors acting as true fiduciaries to their clients. It’s extremely profitable for advisors to sell variable annuity products or actively managed mutual funds with sales commissions or deferred sales loads. But...

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How Snakes In Suits Make Money

Robert D. Hare has met a few real-life Hannibal Lecters. Lecter was the sophisticated psychopath in the film, Silence of the Lambs. He was a social genius who sometimes ate his victims. Dr. Hare, a psychology professor at the University of...

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Millionaire Expat Shakes Up Snakes In Suits

  Robert D. Hare wrote a fascinating book called Snakes In Suits. He says roughly one percent of the male population is a psychopath.  That doesn’t mean they hide people in their freezers.  Some might.  Most of them, however, don’t...

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401(k) Platforms For International Teachers: Isn’t It Smarter To Admit That I Can’t See The Future?

Plenty of American teachers have asked me about 401(k) platforms for international teachers. Such platforms promise tax-free investment gains. In other words, the teacher doesn’t have to pay U.S. tax on the front end (because of the foreign income exclusion)...

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