The best time to learn about financial wellness is when we’re young.  The second best time is right now.  

This week, I spoke to middle school students at Singapore American School.  Two students interviewed me, as part of their school’s wellness program.  Then I spoke to several 7th grade classes.  

Financial wellness is like glue.

It binds emotional and social wellness together.

After all, people report that financial stress leads to unhappiness.

A Nottingham University study says debts lead to misery.  But we often go into debt to buy new things.  As a result, our quest for things often leads to sadness.

Research shows that purchasing new “things” doesn’t boost happiness at all.  But time spent with people reaps high rewards. 

Andrew Hallam, speaks to Middle School students at Singapore American School

I explained this to the students this week, while showing them that financial wellness doesn’t come as a result of a high income. 

It comes from specific choices:  the choice to save much of what we earn and not spend it on things that don’t add value to our lives.  

That’s why I was thrilled when Singapore American School’s middle school teachers invited me to speak to about financial wellness this week.  

If you would like me to speak at your business or international school, please contact me on my website.

Photos courtesy of Pele Hallam-Young