If you’re an American international teacher, you might have a tough time opening a U.S. based investment account.

Plenty of sharks offer offshore options.

But these accounts cost a fortune in fees, they incur massive IRS taxes (when filed properly) and they hammer investors who try to withdraw money before a predetermined date. Investors aren’t often told about these penalties.

I’ve just written about an excellent, low cost alternative for American expats, whether they want to DIY or use one of two investment guides to help them.

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