We didn't evolve to invest well. The ancient ones who could have passed on the right genetics were likely eaten by big cats and torn apart by bears.

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When Index Fund Investors Would Have Been Eaten Alive
Grabbing his spear, the young Neanderthal knew where he could find an easy, yet somewhat dangerous meal. A large grizzly bear recently killed a deer. The bear ate what he wanted and then buried most of the carcass to save for later. Knowing the bear would remain somewhat near its kill, the Neandert…