Why 100% Stocks Might Earn You Less, Long Term
#Investing #Financial LiteracyMany investors build portfolios with 100% stocks because stocks beat bonds, long term. But how the allocation performs and how the investor performs are often two different things.…
The Investment Paradox
#Mindset #Investing #Financial LiteracyAn investment strategy that ends up making money could be an unsuitable plan for you. And a strategy that doesn't appear to be making money could be a solid plan. I discuss that paradox in this article.…
Marathon Financial Wellness Day at the American School of Belo Horizonte, Brazil
#Financial Literacy #Talks and InterviewsI gave my first in-person financial wellness and investment sessions since the pandemic yesterday at the Escola Americana de Belo Horizonte,in Brazil. It was amazing to see the commitment that upper school principal Kerry Timmerman and the school Director, Catarina Song Chen, put into this day…
Why Do Indexes Beat Most Actively Managed Funds?
#Investing #Financial Literacy #Index FundsWhile it isn’t a physical law, there should be a law based on the irrefutable premise that index funds always beat most actively managed funds. This isn’t news to most investors. But most people don’t know why indexes win.…
Financial Wellness Workshop at Nexus International School
#Financial Literacy #Talks and InterviewsIt's great to see school leaders at Nexus encouraging holistic financial wellness: life satisfaction connections between spending, giving and investing. I like how technology allows people to ask questions via chat mode to give us the feeling that it's almost an in-person experience.…
What Is A Mutual Fund?
#Investing #Financial Literacy #Index FundsMutual funds might be the world's most commonly known investment products. But what exactly are they, and how do they work?…
What Is An Index Fund?
#Investing #Index Funds #Financial LiteracyI recommend investing in index funds and ETFs. But what is an index fund? I didn't like the definitions I found online, so I explained it here and I hope it helps.…
Teach and Retire Rich Podcast Interview with Andrew Hallam
#Talks and Interviews #Financial LiteracyDan Otter and Scott Dauenhauer are doing amazing work educating American teachers and school districts on their retirement options. They have also convinced several school districts…
This Ghost Story Could Help Your Investment Asset Allocation
#Investing #Financial LiteracyAs I mention in my book, Balance, most people don't know their tolerance for risk, even if they think they do. I explain that in the following excerpt.…
Financial and Wellness PD opportunity with Ethena employees
#Financial Literacy #LifestyleA company willing to provide PD opportunities on financial literacy and personal wellness, in my opinion, is a company worth working for. Andrew Hallam spoke to Ethena employees about his book, Balance: How To Invest and Spend for Happiness, Health and Wealth. Thank you team Ethena!…