Are you among those kind-hearted people sponsoring a kid in Africa, India or Cambodia? 

Perhaps you’re donating small, regular sums to send somebody to school?  If you are–fantastic.  But if you’re among the 95% of American investors buying actively managed mutual funds, your generosity doesn’t stop there.  While you’re trying to prevent malnourished swollen bellies in one part of the world–you’re supporting the swollen bellies of greed in another.