High School Personal Finance Classes: Are They Really Useless?
#Children #InvestingImage courtesy of pixabay.com Studies show that high school personal finance classes have no effect on adult spending and investing patterns. I published my thoughts…
Does International Financial Services (Singapore) Flog Friends Provident Products?
#Advisors #Expat InvestingIt’s getting tougher for expatriates to trust financial advisors—and that’s a shame. Some good ones exist, including Noto Financial Services [https://andrewhallam.com/…
Manulife's Funds Versus Index Funds
#Advisors #InvestingI’m continuing my Globe and Mail series, comparing Canada’s actively managed fund companies’ products versus inexpensive index funds. Based on personal emails, I’m…
Offshore Pension Investor Does The Impossible
#Advisors #Expat InvestingImage courtesy of pixabay.com We know that advisors love selling offshore pensions to expatriates. And why wouldn’t they? Commissions pay a killing. Purchasing such…
The Surprising Truth About CIBC’s Best Mutual Funds
#AdvisorsIt’s easy to imagine CIBC’s financial advisors recommending their firm’s actively managed funds. They charge higher fees than their indexed, passively managed products.…
An Investment Opportunity With Two Chinas
#Investing #LifestyleEarlier this week, my wife Pele and I crouched beside a small fire, a handful of miles from the Chinese town of Yungshuo. Keeping us company…
How Do TD’s Mutual Funds Stack Up Against Its Index Funds?
#InvestingImage courtesy of pixabay.com Quirky imagery works well when explaining concepts to kids. Based on my experience as a high school personal finance teacher, the…
Offshore Pension Battle Petition
#Advisors #Expat InvestingImage courtesy of pixabay.com Imagine a financial advisor convincing you to buy an investment. You do so, based on fancy charts and promises. But they…
How Do Fidelity's Mutual Funds Stack Up?
#Advisors #InvestingFinancial companies get a bit testy when I compare their mutual funds with indexes (if my email inbox is any indication). But it’s still worth…
Putting Canadian Mutual Funds To The Test
#Advisors #InvestingThomas Edison was dubbed a wizard when he created the electric light bulb. The Wright Brothers became American icons when they flew the first airplane. But…