If the stock market dropped heavily tomorrow, and stayed down for a few years, that would be the best scenario for most employed investors.

It’s an investment strategy that has had only five losing years since 1971. Its biggest drop was in 1981, when it fell just 4.1 percent.

In 2008, when global stock market levels were almost cut in half, this portfolio dropped less than 1 percent.

If you can’t stomach market drops, and you would prefer to see portfolio gains instead, then you might prefer this.

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