The markets tested investors for the first time in more than a decade in 2020. So far this year, we’ve only been given a short quiz, instead of a tough, drawn-out exam. Did you pass the quiz? Or are you keeping cash aside, trading into different asset classes and trying to see the future? Measured in USD or CAD, if your investments haven’t gained a profit for 2020 so far, you have done something wrong. Here’s proof…and perhaps incentive to stay the course for when that big exam comes.