Here’s what I would like below the title: Wow! Have I got a deal for you! I can show you how to do three things:
Build a portfolio of low-cost index funds with no annual fees
Give you a bonus of 20%
Guarantee that you cannot lose money, no matter what.
Does this sound too good to be true?
I hope you think so. Let me share how this legal scam works.

https://assetbuilder.com/knowledge-center/articles/index-linked-annuities-offer-a-clever-slight-of-hand