Eventually we all start asking, “Are we saving enough for retirement?” This 46-year old American gives us a peek into her finances. In this story, I explain how she’s doing. It’s real, and I hope, educational.

Click to read the rest of my article at AES International

Is this 46-year-old woman saving enough to retire? Some simple maths can help
Backtested studies suggest that if a retiree withdraws 4 percent of their portfolio’s value during their first year of retirement, and increases the withdrawals each year to reflect the rising cost of living, the money should last at least 30 years, if it’s invested in a diversified portfolio of ind…