The Kindle version with my book‘s latest updates was released on May 4th. I showed how $1,200 a year would have grown in a global stock index from 1970-2020 (previously, this went to 2016 and then 2018). I included a section on Vanguard Canada and Vanguard Australia’s all-in-one portfolio ETFs. I updated comparative mutual fund costs around the world. I added Sarwa to the list of financial services companies expats can use. I updated fee information on AES International and eliminated the mention of their low-entry index fund account (which they no longer have).
I also added information for Americans who live in Europe (explaining why they can’t use IB). I added VWRA as a new accumulating global stock market ETF while updating several examples of historical returns throughout the book. Doing so had a knock-on effect with several examples: subtle things that I needed to make consistent, after updating historical returns and fees. I updated my section on Roth401(k)s for American teachers, showing that their high costs cannot, ever, outweigh their tax-advantaged status. If you own one of these, and your school matches your contribution, consider investing enough to maximise the match….and no more. I changed Sébastien Aguilar’s official title to “Belgian movie star.” One of the above listed elements is not 100% true. Anyway, these updates required far more work than I ever imagined possible (big publishing companies are as tough to move as icebergs). But all of these updates are now in the book’s Kindle version, and when paperback sales reduce inventory, they will show themselves on the next print runs. I aim to continue to serve this community in the best way I can. Thank you so much. Andrew.