Seven-year old Riley Taylor was eating chocolate chip pancakes for breakfast.

I put a piece of paper in front of her. It contained a list of seventeen countries. Each represented a different country’s stock market index fund.

“Riley, please pick five of these countries,” I asked.

She chose Japan first. “I chose Japan because I really like dumplings,” she said.

Riley picked Italy next. “Gelato comes from Italy,” she said. “And I really like Gelato.”

She followed up with three other countries: Canada, Singapore and France.

Photos by Andrew Hallam

Read the rest of the story at