Few people enter the financial services industry to make the world a better place. My friend's daughter (a third culture kid who grew up in Singapore) is a new teacher in the United States. She contributes to a defined benefit pension scheme. Her school also has its own "recommended" financial advisor. He's like a fox, given permission to raid the henhouse at night. Here's what he's selling to the teachers. Shame on the school's administrators for not doing their homework.
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