I get it. 

When we struggle to achieve something, it can taste so much sweeter after we accomplish our goals. 

But when we need to tighten a bolt, and we’re offered a wrench, why would we try to turn a bolt with our fingers? 

Unfortunately, that’s what plenty of people do when they’re saving for retirement. 

If you know someone in their late teens, or in their 20s or 30s, this is the story they need to read to make their future so much easier:

Image by Pixabay

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