Early in 2012, I delivered an investment talk at Singapore’s United World College. After my presentation, a woman in the front row asked, “Why should we invest in the stock market? It hasn’t made money for years. Bonds and savings accounts make much more.”That might sound crazy if we consider how stocks have soared lately. In 2019, U.S. stocks gained about 31 percent. Global stocks gained about 26 percent. If you invested $10,000 in Vanguard’s S&P 500 Index (VFINX) on January 1, 2010, it would have more than tripled to $35,166, ten years later.But in 2012, that woman was right.And she’ll be right again. You can read the rest of the story here: