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Andrew Hallam

I’m a financial columnist for Canada’s national paper, The Globe and Mail, as well as for AssetBuilder, a financial service firm based in Texas. I’m also the author of <a href="https://milliona

899 posts

Can Scrounging For Soda Pop Cans Make You A Millionaire?

#Financial Literacy #Children

A five year old girl named Star is brought up on a Bohemian island where the locals make their own clothes, where neither men nor women…

Andrew Hallam

Can A Jaguar-Driving, High Salaried, Mansion-Dwelling Family Really Be Broke?

#Financial Literacy #Mindset

I’m going to share a crazy, personal story with you. Before I read about Thomas Stanley’s studies of the wealthy, I always assumed that…

Andrew Hallam

Is An Entire Generation Getting Ripped Off?

#Financial Literacy #Advisors

My mother-in-law bought a couple of variable annuities two years ago. They “guaranteed” her money, she was told. She could get stock market-like returns over time,…

Andrew Hallam

The Joneses Just Pretend To Be Rich!

#Financial Literacy #Mindset

Relax!  Most of your rich-looking neighbors or the people who we think are wealthy are just pretending to be rich, according to Thomas Stanley. They drive…

Andrew Hallam

05-12-09 - Harry Still Makes Actively Managed Accounts Look Bad

In August of 2008, our friend Harry kissed good-bye to the expensive financial products that his advisor sold him. With annual expense ratio fees of 2.…

Andrew Hallam

Am I Smart Enough To Beat The Market Indexes?

#Financial Literacy #Andrew's Money

I’ve devoted all sorts of time on this site to explaining why buying actively managed mutual funds is a fool’s errand. After all expenses…

Andrew Hallam

Why We Won't Always Believe The Truth

#Financial Literacy

Are you among those kind-hearted people sponsoring a kid in Africa, India or Cambodia? Perhaps you’re donating small, regular sums to send somebody to school?…

Andrew Hallam

Why Is Gold Such A Terrible Investment?

#Financial Literacy

There’s an amusing bit of entertainment set up on a distant planet, where aliens observe human investing behavior in a virtual context. They have a…

Andrew Hallam

How To Retire Rich--Even If You're Not - Malaysia

#Retirement #Lifestyle

For many people in their 50s and 60s, their dreams of  retirement have been postponed:  squashed by the realities of higher living expenses, deflated investment portfolios…

Andrew Hallam

How To Retire Rich--Even If You're Not - Thailand

#Retirement #Lifestyle

This continues our series on how ordinary people on middle class incomes can retire more luxuriously than the millionaires in their hometowns–just by making a…

Andrew Hallam