Andrew Hallam Blog

I Dislike Rising Stock Markets 4

I Dislike Rising Stock Markets

Every week, my wife and I stuff our grocery cart full of food from the local supermarket.  And obviously, it bothers us when the bill creeps upwards with the rising cost of food. My dislike for arising stock market, however,...

Mysteries and Lessons from Millionaire Central 5

Mysteries and Lessons from Millionaire Central

Per capita, Singapore has more millionaires than anywhere in the world.  The average Singaporean citizen earns $39,254 USD per year. Their median annual income, according to government reports, was just $26,000 in 2011. Yet according to the Guinness compilation of...

Investing Mistakes: Fear and Greed 1

Investing Mistakes: Fear and Greed

Here’s a Millionaire Teacher radio interview that aired on BFM 89.9 Malaysian radio recently.   I’m talking about the foolishness of chasing high investment returns, while telling a story of something silly (downright stupid, actually) that I once did with...

Some Bizarre Results From Loser Stocks 1

Some Bizarre Results From Loser Stocks

Two years ago (April 14, 2010) I asked my blog readers to put their heads together to pick the worst stocks they could think of. I wanted absolute bottom dwellers, stinkers, sulphur reeking pariahs that were destined for bankruptcy or...

Index funds offer a simple plan for retirement riches 32

Index funds offer a simple plan for retirement riches

Everybody knows the mantra Buy Low, Sell High. But when stocks are on sale, most investors shun them. They freak out, sell stocks and stuff money into mattresses, tin cups…and bonds. Then, when stocks increase in price, investors stampede into the same...

Millionaire Teacher’s Money Moves 20

Millionaire Teacher’s Money Moves

The world’s stock market index and the S&P 500 have gained roughly 5% during the past three months, to April 18, 2012. Depending on your age, and your response to the gain, I can tell whether or not you’re an...

Could a Zurich International Rep Do Jail Time For Selling A Variable Annuity? 3

Could a Zurich International Rep Do Jail Time For Selling A Variable Annuity?

Anything’s possible.  A variable annuity salesperson was just given a 90 day jail term for selling….a variable annuity.  These are the same products that Zurich International reps sell to just about everybody they can collar in Singapore. I just wrote...

Warren Buffett’s Latest Investment Tip 13

Warren Buffett’s Latest Investment Tip

Warren Buffett is often asked why his holding company, Berkshire Hathaway, doesn’t invest in real estate. His response: Why buy real estate when the stock market is so easy? The multi-billionaire, who many regard as the greatest investor of the...

The Goldman Sachs Magnet 2

The Goldman Sachs Magnet

 “I’ll be working at Goldman Sachs,” gushed Sophia. She was one of my former high school students. I had never imagined her peddling products for an investment banking firm. Sophia, I figured, was different. While growing up in Singapore, she...

The College Investor Interview 2

The College Investor Interview

Robert, at the college investor, published an interview with me about wealth, investing and my high school personal finance class.  I hope you find it interesting.  9 Questions from The College Investor

Investment Mistakes Even Smart Investors Make – Part 1 of 3 6

Investment Mistakes Even Smart Investors Make – Part 1 of 3

As a high school teacher, I’ve done plenty of reading on educational theory.  How do kids learn, and how can you make it stick?  If given free reign, I’d like to teach a humanities class with Larry Swedroe and RC...

Message from Andrew

Hello & welcome! If this is your first visit please read this note.

Feel free to look around and tell others about my blog. There is a lot of important information I've been sharing with readers since 2009.

Do read the: Terms of Use, Privacy Policy and before asking a question in the comments, it's important you read the Comments Policy.

Take your time reading the articles and comments.

Many new visitors jump into asking questions that have already been answered, or can be applied to their situation, and even explained in one of my books.

So please consider reading my books. Both books are an easy read and it will save us all a lot of time. They inexpensive and are available from Amazon. Or save a few dollars by borrowing them from Online Libraries.

Thank you for dropping by.