Andrew Hallam Blog

So you’re an American looking for an effective investment advisory service? 0

So you’re an American looking for an effective investment advisory service?

When I first met my wife, she was intimidated at the idea of questioning an investment advisor.  Most people feel the same way. But she was invested in products that could have cost her tens of thousands of dollars over...

German geriatrics kidnap and torture their financial advisor 0

German geriatrics kidnap and torture their financial advisor

Always a guy with a great sense of humour, Ian McGugan, the editor of MoneySense Magazine,  found something for his blog that would make any investment advisor cringe–especially those who have lost plenty of their client’s money during the downturn: Read...

What percentage of your portfolio can you spend each year, on retirement? 1

What percentage of your portfolio can you spend each year, on retirement?

William Bernstein states with impressive historical evidence, that if you want your retirement money to last as long as you will (and you might live a lot longer than you think) then you shouldn’t plan on withdrawing more than 4%...

Dear Mr. Buffett 3

Dear Mr. Buffett

I heard that you’re going to be airing a cartoon for kids this fall about money management. I know that you’re a humble guy and that you don’t live extravagantly.  But you don’t exactly circulate with Joe the plumber anymore. ...

How Safe is Your Nest Egg? 2

How Safe is Your Nest Egg?

In this entry, I make references to “bonds”.  But not all bonds are created equally.  In this case, I am referring to safe, government bonds, not risky, high yield (high risk!) corporate debt. Few things are more fascinating for me,...

How We Beat the Market 3

How We Beat the Market

With Warren Buffett’s wisdom as our guide, we’ve beaten the pants of most mutual funds with our investment club. In this article, I share our successes–while showing you how to avoid the failures we’ve had.  Surprisingly, a high degree of...

Indexed Portfolio Flexes Its Muscles During the Economic Downturn 1

Indexed Portfolio Flexes Its Muscles During the Economic Downturn

Imagine walking up to your financial advisor with your newfound knowledge on the superiority of index funds over actively managed funds. In short, you want to swap your actively managed funds (which pay your advisor very well) for passively managed...

Astute Employers Can Save Millions for Their Employees 0

Astute Employers Can Save Millions for Their Employees

If you worked for an organization like Google, they could protect you from making the biggest financial mistake of your life. Here’s an article by Mark Dowie in the San Francisco magazine. (December 2006) The best investment advice you’ll never get:...

Investment Advisors Convince 95% of Americans to Settle for Less 7

Investment Advisors Convince 95% of Americans to Settle for Less

Mutual funds fall into two categories:  active and passive.  While most investors, sadly, fall for salesmanship. Long term, after taxes and fees, a diversified portfolio of index funds stands the highest statistical chance of beating a diversified portfolio of actively...

Women Invest Differently Than Men 0

Women Invest Differently Than Men

As the saying goes,  behind every successful man there is a woman  – and it’s the same with investing. Fess up, fellows: The masters of the universe have turned out to be masters of disaster. No matter which aspect of the...

Message from Andrew

Hello & welcome! If this is your first visit please read this note.

Feel free to look around and tell others about my blog. There is a lot of important information I've been sharing with readers since 2009.

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