In retirement, you’ll be living off the proceeds of your retirement account. The 4 percent rule suggests that you should be able to withdraw an inflation-adjusted 4 percent and not run out of money over a 30-year retirement.
However, instead of holding fast to a set inflation-adjusted withdrawal rate, investors should treat such “rules” as flexible guidelines.
In this article, I explain why retirement's "4% rule" should be considered more of a guide than a hard and fast rule.
Click below to read the rest of my AssetBuilder article.