BALANCE: How To Invest and Spend for Happiness, Health and Wealth.  Grab Your Copy Now.

Balance Book Cover

How to Invest and Spend for Happiness, Health, and Wealth

Order this book to read about real success: how to spend for happiness, how to invest effectively, how to boost life satisfaction and enhance longevity. This might be the world's wisest personal finance book.

Is It Safe To Invest Now?

#Investing #Mindset

If you're glued to stock market news, you might wonder whether now is a decent time to invest. Instead of saying, “Yes” or “No,” here’s something far more helpful:…

Andrew Hallam

Andrew’s Books

Latest Articles

How Much Can Retirees Withdraw From Their Investments Each Year?

#Retirement #Investing

How much of your investment portfolio can you withdraw each year in retirement? You might be aware of "the 4% rule." Or should it be 3% or 1.8%? The best answer is, "None of the above." In this article, I answer the above question, and then I extend it.…

Andrew Hallam

An Ideal Climate And Great Benefits-Could This Be The Perfect Retirement Haven?

#Retirement #Lifestyle #Travel

My wife, Pele, and I float around a lot. But our official residency is Panama. Why retire in Panama or become a digital nomad there? If you're curious why, or you're wondering how you might enjoy a lower cost retirement, semi-retirement (or just a winter away every year) I wrote about it here.…

Andrew Hallam

Are Roth 401(k)s Really Legal For American Teachers Overseas?

#Expat Investing #Retirement

International schools are offering Roth 401(k)s in increasing numbers. In this guest post, Jeff Devens explains how they work, while digging into the legality of these controversial schemes.…

Andrew Hallam

Robert Arnott's Fundamental Index Packs A Solid Punch

#Investing #Index Funds

Robert Arnott proposed building indexes weighted by business earning instead of company size. John Bogle hated the idea. But if someone invested in fundamental index funds, I wouldn't call them foolish.…

Andrew Hallam

Is This 46-Year-Old Woman Saving Enough To Retire? Let's Find Out.

#Retirement #Financial Literacy

Eventually we all start asking, “Are we saving enough for retirement?” Amber Rhinehart shares her finances. And in this story, I explain how she’s doing. It’s real, and I hope, educational.…

Andrew Hallam

Longer, Better, Happier: Unveiling The Surprising Key To Longevity In Retirement

#Retirement #Lifestyle

Will you keep working part-time after you reach your financial freedom number? I recommend it...and my reason has nothing to do with money.…

Andrew Hallam

When It Comes To Financial Advice, Can You Trust Your Financial Advisor?

#Financial Literacy #Investing

Jeff Devens says most financial advisors have conflicts of interest. He explains his rationale in this guest post and recommends solutions.…

Andrew Hallam

Savings Accounts: Why They Can Put Your Retirement Money At Risk

#Investing

If you're worried about the stock market, and you're keeping large sums of money in savings accounts, your money will erode...despite increasing interest rates. I explain the risk here…

Andrew Hallam

Most British Expats Are Wrong About The Taxes They'll Pay Once They Repatriate

#Expat Investing

British expats: Do you know how your portfolio will be taxed after moving back to Britain? If you do this right, you could be pleasantly surprised.…

Andrew Hallam

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