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Financial Literacy

Sarwa Supports 7000 International Teachers In The UAE

#Financial Literacy

Sarwa, the robo-advisory company in the UAE, has purchased 7000 copies of my book, Balance, to be distributed to EVERY single GEMS teacher in the UAE. That's unbelievable support for financial wellness and financial literacy.…

Andrew Hallam

Index Investing Isn't As Popular As Headlines Suggest

#Index Funds #Investing #Financial Literacy

About 15% of money invested in the US stock market is in index funds or ETFs. Globally, it's even lower. Surprised? You would be, if you've read stories from the press suggesting otherwise. Or...are they suggesting otherwise? In this article, I explain.…

Andrew Hallam

How To Retire Early, With Less Than You Might Think

#Retirement #Financial Literacy

More than a million retired expats live reasonably well on less than €26,040 (US$26,465) a year. If you think you don't have enough money to retire, this article may help shift your perspective. After all, lifestyle and location are major factors and they are as individual as fingerprints.…

Andrew Hallam

The Most Important Stock Market Tip

#Investing #Financial Literacy

If you can practice the world's best stock market tip, you will thump the performance of almost everyone who invests in index funds or ETFs. No, this isn't a trick. The secret is within.…

Andrew Hallam

How Different Bond ETFs Have Performed This Year and Why

#Investing #Financial Literacy

Do you wonder why bond ETFs have plunged almost as far as stocks this year? This article explains which bond ETFs dropped the most, the least, and why.…

Andrew Hallam

Chasing What's Hot Could Leave You Naked On The Beach

#Investing #Financial Literacy

As the stock market falls, we're reminded of a timeless lesson: if we chase what's hot, we pay a price. Overall, the market always recovers. But can we say the same for "hot" stuff?…

Andrew Hallam

Why 100% Stocks Might Earn You Less, Long Term

#Investing #Financial Literacy

Many investors build portfolios with 100% stocks because stocks beat bonds, long term. But how the allocation performs and how the investor performs are often two different things.…

Andrew Hallam

The Investment Paradox

#Mindset #Investing #Financial Literacy

An investment strategy that ends up making money could be an unsuitable plan for you. And a strategy that doesn't appear to be making money could be a solid plan. I discuss that paradox in this article.…

Andrew Hallam

Marathon Financial Wellness Day at the American School of Belo Horizonte, Brazil

#Financial Literacy #Talks and Interviews

I gave my first in-person financial wellness and investment sessions since the pandemic yesterday at the Escola Americana de Belo Horizonte,in Brazil. It was amazing to see the commitment that upper school principal Kerry Timmerman and the school Director, Catarina Song Chen, put into this day…

Andrew Hallam

Why Do Indexes Beat Most Actively Managed Funds?

#Investing #Financial Literacy #Index Funds

While it isn’t a physical law, there should be a law based on the irrefutable premise that index funds always beat most actively managed funds. This isn’t news to most investors. But most people don’t know why indexes win.…

Andrew Hallam